What is Workers’ Compensation Insurance?
Workers’ Compensation Insurance provides essential coverage for drivers and employees in the Taxi and Limousine Commission (TLC) industry. This insurance helps cover medical expenses, lost wages, and rehabilitation costs if a driver is injured on the job. It also protects business owners from potential lawsuits related to workplace injuries.
Who needs Workers’ Compensation Insurance?
In New York, TLC-regulated businesses that employ drivers may be required to carry Workers’ Compensation Insurance. This includes:
- Black Car Bases
- Yellow Cab Fleets
- Car Service Operators
- Luxury Limousine Services
- App-Based Rideshare Companies
Even if you operate as an independent driver, having Workers’ Compensation coverage can provide financial protection in case of an injury while working.
How does TLC Workers’ Compensation Insurance work?
This coverage helps pay for:
Legal protection against injury-related claims
Medical bills and rehabilitation costs for work-related injuries
Partial wage replacement for time missed due to injury
Disability benefits if an injury prevents a driver from working
How to purchase TLC Workers’ Compensation Insurance
AW Brokerage partners with leading insurance carriers to provide tailored, cost-effective Workers’ Compensation solutions for TLC businesses and drivers. Our experienced brokers help you navigate your coverage options and ensure you meet New York State Workers’ Compensation Board and TLC insurance requirements.
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